Cheap Health Insurance - Health Insurance for The Self Employed
Deprecated: Function eregi_replace() is deprecated in /usr/www/users/asiram/resource/wp-content/plugins/link-indication/link-indication.php on line 232
If you’re self employed, you may think of health insurance as a luxury. When you’re barely making ends meet, paying several hundred dollars a month for something you may not need isn’t a priority. Or maybe you can’t find a health insurance company to insure you because of a pre-existing condition. If you have no health insurance, you’re banking on the hope that you won’t get sick. But if you do, your business suffers.
If you can’t get individual health insurance, or if the premiums are out of
reach for an individual policy, there are a number of ways to get cheap and
discount health insurance and health care.
Look Into State Subsidized Programs
Many states offer discount premiums for low income families and self employed
business owners. Others have set up ‘risk pools’ that make your health care
costs cheaper by spreading the risk throughout a ‘pool’ of people much like
employers do with group plans.
Check with your state Health and Human Services office to see what health
insurance discounts may be available to you based on your income. In most
states, the income eligibility standards are quite high, especially in states
that offer assistance for premiums with private health plans. You can get a
substantial discount on family plans by joining a state health insurance plan.
Join a Discount Health Care Plan
Many organizations have worked out special discount rates with health insurance
companies for their members. You may find discounts on health care and health
insurance through your Chamber of Commerce, Small Businessmen
