Insurance Position on Bird Flu from LifeSearch
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In response to a number of enquires on the subject, across a range of typical protection products we would expect the following outcome in the event of a claim:
Would we expect a policy to pay out?
Life Insurance YES
Income Protection YES
Mortgage Payment Protection Insurance YES
Critical Illness Cover NO
Private Medical Insurance NO
Source: www.lifesearch.co.uk
Life Insurance:
Full pay out as expected. There are no exclusions that we would expect to impact upon a claim.
Income Protection (IP):
Full pay out as expected when unable to earn as defined by the policy.
Mortgage Payment Protection Insurance (MPPI):
Full pay out as expected (as long as the client cannot work according to the policy
