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Make sure there is no compulsory purchase of an associated product such as buildings and contents insurance or mortgage payment protection insurance. Likewise, if you sold anything of value over the last year, and have not informed the insurance company, then you are paying home contents insurance for something you no longer own. Other expenses which can be claimed against tax, include:

A) Utility Bills - such as water rates
B) Advertising Fees - incurred when trying to find appropriate tenants
C) Letting Fees - such as those incurred by the use of a letting agency
D) Insurance - such as buildings insurance, house insurance and contents insurance
E) Maintenance Costs - such as gardening and cleaning costs
F) Repairs - such as general maintenance repairs.

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Buildings insurance to protect your property’s construction and home contents insurance to protect your moveable household objects and valuables, common bills are council tax, maintenance, buildings and contents insurance, amenities (to include electric, gas, water and telephone). Make sure there is no compulsory purchase of an associated product such as buildings and contents insurance or mortgage payment protection insurance.

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Although having a ‘can’t be bothered’ might mean that homeowners have one less concern to worry about when renewing their insurance policy, such action could leave them with even more financial pressures.

In research undertaken by Tescocompare it was revealed that just under two-thirds (64 per cent) of Consumers reached the decision to stay with their current home and contents cover supplier when they last had to renew their premium. Such a high number comes in spite of almost 44 per cent of Britons facing a rise in the cost of their home insurance policy. On top of that, it was shown around four million of such consumers have seen their premiums rise faster than the rate of inflation. Meanwhile, the price comparison website pointed out that with the average home insurance policy worth some 283 pounds, had those nearing their insurance policy renewal decided to switch for a more competitively-priced plan then they would have collectively saved some 26 million pounds.

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In 2007 alone, 1000’s of Chinese bikes, scooters and mopeds were imported into the UK. This seems to be a growing trend, with more and more manufacturers importing them into the UK. Currently an estimated 450 separate manufacturer’s import into the country and this grows every year. With this in mind, more insurers are joining the game to get these insured. However, import bike insurance can still be difficult to find.

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