Permanent vs. Term Life Insurance - Which Do You Need?
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The many options available for life insurance can be confusing. For example, many insurance shoppers are confused about the advantages of permanent life insurance over term life insurance.
Term Life Insurance - Cheap and Basic
Many people opt for term life insurance because it is less expensive. While this is not a bad decision, it is important to understand the advantages and disadvantages. Term life insurance covers you for a period of time at a regular monthly premium. If you don’t renew the policy, it lapses and you have no coverage and no residual value.
