Term Life Insurance, Honesty Is The Best Policy
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As with many insurance policies, you can expect to answer medical questions and likely have a medical exam when you purchase term life insurance. Depending on the type of coverage you are seeking, your medical history can play a huge role in determining your eligibility, monthly premium, and maximum payout available to you. Some policy-seekers may be tempted to be less than honest when answering questions about his or her medical history. The risks of lying far out-weigh the benefits, and telling the truth from the beginning will insure you are properly insured.
