March 16, 2009 at 12:00 am
· Filed under Insurance
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If you have a mortgage and are able to meet the monthly repayments each month without difficulty it can often be hard to understand why you should need life insurance. But what would happen if you passed away unexpectedly? How would your family cope at a difficult time without the mortgage repayments being made? It may sound harsh but without the means of paying the mortgage your family could be left homeless if alternative arrangements have not been made to provide for them.
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Term Life Insurance - What Are The Pros And Cons?
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March 16, 2009 at 12:00 am
· Filed under Insurance
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Critical illness cover is one way that you can protect your mortgage in the event of you becoming too ill to work and find that your income is stopped. This form of mortgage protection works by paying the insured a fixed lump sum if they are diagnosed with a qualifying critical illness during the term of the policy. Obviously these qualifying illnesses must satisfy certain criteria in order for the policy to pay out, but once it does the lump sum will be paid out.
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