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I’ve been a tax professional for 25 years and it pains me to see people making dumb tax moves. And I think it is a dumb tax move to buy capital assets such as stocks and growth mutual funds inside an IRA or 401(k) plan.

I call this a Tax Tragedy. A Tax Tragedy is when you pay more taxes than required to pay by law. A Tax Tragedy causes you to lose tax deductions. A Tax Tragedy is when you pay much higher tax rates than you need to pay.

Tax Tragedy Number One: Capital gains inside a Retirement Plan.

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Have you heard about a “miracle investment” that allows you to enjoy the gains of the stock market without losing any principal? Last year, consumers sunk a record $40 billion into these insured and guaranteed products. And insurance companies are continually creating new products to meet the needs and desires of the baby-boomers for investment safety and guaranteed lifetime income.

Because they are an increasingly popular investment vehicle, you should understand how indexed annuities work. There are more than 300 different indexed annuity programs offered by U.S. insurance companies, but some are much better than others. They all, however, share the feature of deferring taxable income until the interest is withdrawn.

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Insurance Brokers who specialise in offering cover for individual taxi insurance are not necessarily the best placed to offer you expert advice and rates for your taxi fleet insurance.

A lot more fleet insurance companies are now willing to look at taxi fleets which is great news as the old fashioned stigmas associated with taxi fleets are fast disappearing which can only be good news for all involved in the taxi trade and fleet insurance market.

To find the best provider for your policy it is advisable to source a company who specialise in any other type of fleet insurance, as this will be the important expertise which is applied to your policy.

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Are you debating whether to go green with your fleet? The good news is that going green with your fleet can generate savings that will improve your bottom line over time, while earning your business a better reputation.

How will this choice affect your fleet insurance? Fleet insurance companies consider these hybrid vehicles as equals to their diesel and petrol counterparts. Therefore your fleet insurance policies will not be affected adversely when you make the decision to help protect the environment.

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Recreational vehicles are a fun way to enjoy spending time outdoors. These type of vehicles can include a travel trailer, fifth wheel, camper, camper trailer, campervan, Caravan, or motor home. Much like a car, one has to consider what type of insurance policy they should buy for their recreational vehicle. The purpose of recreational vehicle insurance is to protect yourself and your vehicle from financial and other losses that may result in the event of an accident or other unexpected incident. When it comes to finding the right insurance for your recreational vehicle, you want to be well informed so you can make the right choice.

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