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The term ‘earthquake’ includes any physical manifestation on the earth’s surface that causes seismic waves. They result from a sudden release of pent-up energy in the earth’s crust. Earthquakes can be hardly perceptible, or can cause severe damage depending on the amount of energy released in the earthquake. Understanding how earthquakes work requires a sound foundation of background knowledge.

An earthquake has two centers: the focus or hypocenter which is within the earth’s crust, and the epicenter which is the point directly above the focus on the earth’s surface. When an earthquake strikes, the effects of that earthquake will spread out starting at the epicenter. Another key term to understand is fault.

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Health insurance is a policy or plan that can be purchased either by an employer or other group leader to protect constituent members of a business or group, or an individual directly from an insurance company. In addition to health insurance plans being made available by private health insurance companies, government agencies and social welfare programs may provide health insurance coverage to government employees or those in need e.g. destitute and elderly persons unable to work.
The concept of Health Insurance can be traced all the back to the very end of the seventeenth century when Hugh the Elder Chamberlen of the Peter Chamberlen family presented the idea. Despite this forward thinking on Hugh’s part Health Insurance as we know it didn’t come into existence until the early twentieth century when it was developed close to the time of World War II. Before this time limited ‘accident insurance’ that resembles disability insurance provided the foundation on which U.S. Health Insurance ideals and policies would be founded.

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If your son or daughter is getting ready to pack up and head off to college, don’t forget to pack a little health insurance along with the futons and orange crates. After all, the student lifestyle of late nights, one-the-run nutrition, and germ-infested dorms is more than likely to require a few trips to the doctor.

But what is the best way to insure your student’s health? The answer to that question depends on the type and quality of your existing healthcare plan. Here are four options you may want to consider.

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Are you ready to shop for classic car insurance? Maybe, maybe not. Before you pick up the phone, let’s take a minute to review the six questions you need to consider before you talk with an agent. Essentially, your agent is going to want to know how much the car is used and how you plan to maintain it. Knowing the answers to these questions will save you time on the phone — and put you in a much better position to negotiate the best insurance coverage for your classic honey.

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Taking off in popularity, pod insurance plans for auto owners are, as their name suggests, based on the number of miles you drive your car. The more miles you drive, the higher the premium. The fewer miles you drive, the more you save. In our present economic times, the idea of paying less for this unavoidable expense is quite appealing. However, the pod presents a few disadvantages.

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