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If you work in the motor trade industry then you will require an additional insurance policy which more than standard vehicle insurance. This policy protects firms such as car dealerships, MOT test centres and other motor vehicle businesses.

It is important to note that this type of insurance does not protect companies that involve the transporting of goods or passengers. These require courier or public hire policies not covered by the motor trade policies.

There are two type of policies available, Road Risk and Combined Policy.
Road risk is very similar to standard vehicle insurance, and there are three choices of policy; comprehensive, third party fire and theft and third party.

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A motor trader needs motor trade insurance if they want to stay in the business. If there is no motor trade insurance, it is illegal to operate, so think about it before you decide to break the law. Basically, motor trade insurance covers anyone who is using any type of motor vehicle for work. Whether you are a motor dealer or a lorry driver, you need motor trade insurance to protect yourself and your workers.

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Motor trade insurance policy is the one that is taken by a private company that is involved with the buying, selling or fixing of a motor car. A motor trade insurance policy protects the firm or the company against any financial loss that can arise due to a situation.

But there are a number of motor trade insurance policies available in the market depending upon the nature of the business line as well as the extent to which the business is spread. A motor trade insurance policy can be opted by a company having a small or a large business the only difference will the amount of premium to be paid on the policy. However an idle motor trade insurance is referred to be as one which requires minimum amount of premium with maximum cover and features.

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Are you are looking for the cheapest car insurance quote you can find? That is certainly understandable, given the current economic environment and the fact that every household has its purse-strings pulled tight. Who would not want to buy the cheapest car insurance available?

But be careful. If you are unaware of the minimum necessary insurance coverages, you could quickly find out that you are under-insured, or worse, not insured at all. That is when the cheapest car insurance quote suddenly turns into an expensive nightmare. To avoid that disastrous scenario, consider these three steps before you jump on the cheapest insurance quote available.

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