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Looking to insure your motorbike can seem like a bottomless pit with more and more insurance companies springing up on the internet at an alarming rate. Whilst this helps to keep competition fierce and prices low there are many sites which may not be offering the best value for money or the most appropriate insurance cover for your bike.

So how do you separate the proverbial ‘wheat from the chaff’?
There a number of things to look out for when applying for bike insurance quotes online:

* Look to see how long the company has been in business. Whilst this does not necessarily mean the well established companies will offer you the best deals, it does give you the peace of mind that once you have parted with your cash you will be able to make a claim should the need arise.

* Look for companies which have land line telephone numbers and full postal address. Err on the side of caution if there is no other method of contact other then via their website. Again, this does not necessarily mean those who do not provide land line or postal addresses are bad, it just means that if you have to ask questions about your policy or have to make a claim, picking up the telephone can be much faster than waiting for emails.

* You should also take a look at the website itself. Does it look professional and is it easy to navigate? Those who are really in the know will be well aware that tacky looking sites which are hard to navigate may not be the best when it comes to providing the best insurance.

* Remember that first impressions and gut feelings should be taken notice of! If the offer seems too good to be true the chances are it is and you will not be getting the best value for money at the end of the day.

* See what else is on the site. Look for FAQ (frequently asked questions) as well as testimonials from other customers. Don’t be duped into thinking that wordy customer reviews are always genuine! And although it would be naive to think that companies would put poor reviews as advertising and encouragement for new customers to buy, it is often easy to spot the authentic reviews provided by real people. If the reviews are much of a muchness then maybe they are fictitious.

* Look to see whether the company is authorised and regulated by the Financial Services Authority (FSA) as this will also give you peace of mind that the company has to adhere to the rules and regulations set out by the FSA.

* Are there different payment options available? This can help you spread the cost of your insurance as well as indicating that the company will still be around in six months time!

* Ask other people who have bike insurance their thoughts, as word of mouth is probably still one of the best ways to find competitive insurance which meets your riding needs.

If you’re looking for a quote on bike insurance visit Swinton.

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