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You made the mistake of driving while intoxicated, and hopefully you were caught before any serious injuries or accidents occurred. You paid your fines, dealt with not having a drivers’ license during the banned period, and now you finally have your license back. Finding drink driving/driver insurance is going to be very difficult for you, and also very expensive.

When you commit serious traffic crimes, or have totalled up many traffic offences to the point that you have lost your license for any period of time, insurance companies are loathe to insure you until you have proven yourself to be a responsible, safe driver. This is particular evident in the search for drink driving/driver insurance. In fact, it may take a few months before any insurance company, including those that specialise in high-risk insurance, is willing to cover you.

The best option when you find that you are unable to get insurance is to not drive. If you choose to drive without insurance, you are taking many risks, not only with your own live and property but also those of any pedestrians or fellow drivers. It’s not right to other drivers that you aren’t insured in case of an accident that would put them having to deal with medical bills and property damages on their own that you caused.

The good news is that even though you have to wait to find drink driving/driver insurance, by staying off the roads for even as little as an additional three months, you will be able to start finding insurance companies that will add you as a client. It’s an issue of working toward a clean driving record. Your points may be just too high to insure, but those points do go away over time. Keep trying every three months, and eventually you will find drink driving/driver insurance much easier to get.

When you do find a drink driving/driver insurance company that is willing to insure you, make sure you keep sober behind the wheel and follow the other traffic laws, too. Continuing to work toward a cleaner record will show in your insurance premiums as they start to go down. Eventually, by doing this you will be able to leave the high-risk insurance company and get regular vehicle insurance at normal rates.

Drink driving/driver insurance policies often do not offer coverage to the amounts or extent of regular vehicle insurance. They simply cannot afford to, or rather, you cannot afford to pay the premiums. You will be very lucky to get basic liability with uninsured motorist coverage. If you need full coverage, it will more than likely triple your drink driving/driver insurance premiums and only cover as far as replacement value on your vehicle. You will more than likely not have glass insurance, weather damage insurance, or even vandalism coverage. You will, however, have very high deductibles and limited amounts of coverage. By working toward a clean driving record, you will be able to get better coverage at better rates as time passes.

e convicted quote direct.co.uk provide policies tailored to the needs of Convicted Drivers. For a convicted driver quote visit today.

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