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Many driving offences or violations can occur when on the road. There are drivers who speed up on the freeway or get involved in a road accident. They probably just like the idea of beating the red light, and only think of the consequence later. Other drivers can be hard-headed at times and will drive whilst drunk, when in fact this is strictly prohibited. With the many driving violations occurring, convicted drivers seek insurance companies to aid them in securing insurance for the convictions and poor driving records.

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Driving under the influence of alcohol and other intoxicating substances is a serious offence in the United Kingdom - not to mention the rest of the world. Though drink driving may seem harmless on an occasional late night of partying, its result is usually fatal, with approximately 3,000 people in Great Britain killed each year in drink-driving related road accidents.

But what is a drink driving offence exactly? It is driving or attempting to drive a motor vehicle while under the influence of alcohol that exceeds legal limit. The prescribed alcohol limit in the UK is 35 micrograms of alcohol per 100 ml of breath, and 80 microgram per 100 ml of blood. And when the driver is caught guilty of going over the legal limit, he is indicted and bailed to attend court hearings.

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Being caught driving after drinking can result in you being convicted of the offense known as Driving under the Influence or DUI. This offense will definitely affect your automobile insurance. The immediate effects of having a record for drink driving would be an increase in your insurance premium. Further consequences on your insurance may include cancellation of your insurance plan once it reaches its expiration date. If you have no insurance policy prior to being caught in a drink driving situation, you will have difficulty in getting a cover for your vehicle in the future.

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Bad drivers, drink driving, and insurance - these are three factors that you need to consider when you decide to learn how to drive.

Some individuals think that if you are a bad driver, you might not be able to find an insurance to cover you and protect you. That is not true at all. There are insurers out there who are in this line of work, specifically for you. They understand that your usual insurance companies would have a hard time accepting you for insurance, but would consider you a liability, hence would not agree to insuring you.

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Many people who own a car workshop or have a car dealership are unaware that it is compulsory for them to get a motor trade insurance policy. Getting a motor trade insurance policy will not only fulfil the obligation towards the United Kingdom’s insurance laws but also provide the business with protection against unforeseen risks.

These unforeseen risks include loss due to accidents, theft, fire and any other natural disasters. Some people avoid taking out a motor trade insurance policy to save money, but this could prove costly in the long run. When you take a motor trade insurance policy you are saved from the trouble of taking out a separate policy for each vehicle that you own. This feature will prove to be beneficial for people who a fleet of vehicles.

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