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With the influx of insurance companies currently available who are offering insurance for motorbikes there are concerns that riders are being led up the garden path when it comes to the advertising being used to entice new customers on board.

The Advertising Standards Agency is responsible for making sure anyone advertising is not deliberately misleading the public. They look into all complaints of adverts shown on television, bill boards and in published journals, magazines and trade descriptions. The one potential loop hole are websites. Although they fall under the same type of scrutiny there are an increasing number of new insurance companies who are deemed to be deliberately misleading customers by offering low cost insurance deals.

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Although the UK hasn’t quite forgotten the summer, now is a good time of year to start thinking about caring for your van to ensure it doesn’t let you down this winter. Recent surveys carried out indicate that many motorists have no idea when it comes to changing a wheel and even less of a clue about how to check the oil!

Breakdown services are advising drivers to make some fundamental aspects of care and maintenance prior to the first frosts and cold weather snaps taking people by surprise.

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A great exterior might be what gives a house outside appeal, but it’s what’s inside that really transforms a house into a home. Tchotchkes, the small, miscellaneous, decorative items that don’t really do anything but sit on your shelves and gather dust but for some reason you just can’t live without, are an integral part of your home. If you’re a serious collector, chances are those tchotchkes didn’t come cheap. What’s going to happen if your home is robbed, or you have a fire? Is your homeowners insurance company going to pick up the slack?

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It is a great shock to suddenly lose an income, in the current economic climate this is happening more and more frequently. Employees can take steps to protect themselves though. Your first line of defence will be your redundancy money, any pay in lieu of notice and your “rainy day” savings. However, there are also various insurance products on the market.

Stand alone cover for unemployment only is the simplest insurance option. This is becoming increasingly harder to find. An insurance specialist at Moneysupermarket, the price comparison service said, “Many of the biggest suppliers of unemployment cover have withdrawn their policies from the market recently, or stopped selling them through certain channels,”

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Recent research carried out by a leading car lease company indicates that over 50% of company drivers claim to be under strain as a direct result of the recession. As such they feel the need to use their mobile phones whilst driving for making and accepting calls, along with text messaging and sending or reading emails so that they do not miss a vital business opportunities.

What is a little hard to believe is over 15% of the drivers claimed they were unaware of their companies policies or the requirements of the law against these illegal driving practices. Which is either showing naivety or being used as a lame excuse for poor driving habits.

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