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Lately, a large number of people have taken up cycling to help the environment (and their health). Unfortunately, bikes are easier to steal than cars, and thieves are cashing in on society’s new-found ecological awareness.

According to Halifax Home Insurance, a bicycle is stolen approximately once every 71 seconds in the United Kingdom. In 2006, about 440,000 bicycles were stolen, and the number was even higher in 2007.

The authorities in areas like Essex, Lancashire, Cambridgeshire, and Somerset are reporting an increase in bicycle theft. In Hertfordshire, theft rates increased 30% between 2001 and 2007. Only a very few place in the United Kingdom, like Loughborough, have reported decreases in the crime.

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Some people understand the importance of insurance as an instrument of risk control or risk management. Where as, there are others who would just purchase a policy, as buying one is not a matter of choice but merely a reality because the law requires you to do so!

The best way is to opt for an insurance cover that would provide you with the protection you need and at the same time saves you money. The insurance cover could be of many types. If you are looking at vehicle insurance and you have more than three vehicles then you can definitely save by buying fleet insurance.

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If you have a fleet of vehicles, it is possible to get your vehicle fleet insured under one policy rather than having each of the vehicles insured individually. If your vehicle fleet is for commerical, luxury or private purposes then, saving money on the insurance premium by having all the cars under one easy to manage policy is most cost effective in monetary terms aa well as administration time.

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For people who have a business that has more than one vehicle, they should consider getting one insurance policy to cover all their vehicles, instead of wasting time, money and energy on individual vehicle policies.

Fleet insurance is perfect if you are using your vehicles commercially. In fact, this can also help those who have a privately owned fleet of vehicles. as using a vehicle privately doesn’t eliminate the risk a vehicle is exposed to. Privately or commercially insuring all you vehicles, under one policy is a cost effective approach to meeting your insurance needs.

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Many businesses nowadays have plenty of vehicles they use for transportation and transaction purposes. A motor fleet insurance policy is one way of making your vehicles insured in times of trouble. It is a combined insurance policy for your vehicles whether for personal or business use. Signing one form and providing documents in one instance can definitely save you time on paper work and other important matters. It is better to purchase combined insurance policies for your vehicle than individually buying one for each vehicle. Combining the premiums can save money rather than purchasing them separately, because it may cost quite a lot if every vehicle has individual insurance.

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